As used herein, the terms "you" and "user" shall mean any visitor to the website.

Please read these terms and conditions carefully. By accessing this website you agree to be bound by the terms and conditions below. These terms and conditions are subject to change without notice, from time to time in our sole discretion. We will notify you of amendments to these terms and conditions by posting them to this website. If you do not agree with these terms and conditions, please do not access this website.

DISCLAIMER

Taking into consideration the possibility of human and mechanical error as well as other factors, International Investment Bank B.S.C.(c) ("IIB"), its affiliates, and any third party data providers has provided this website (including all information and materials contained on the website)on an "as is" and "as available" basis. IIB makes no representation or warranty of any kind, express, implied or statutory regarding this website or the materials and information contained or referred to on each page associated with this website. The material and information contained on this website is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this website should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

IIB accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this website. In particular, no warranty is given that economic reporting information material or data is accurate reliable or up to date.

IIB accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, impression, fault, mistake or inaccuracy with this website, its contents or associated services, or due to any unavailability of the website or any part thereof or any contents or associated services. IIB does not warrant that this website and any content (including any third party content) will be uninterrupted or error free, that defects will be corrected or that this website, the servers from which it is made available, or any connected website are free of viruses or other harmful components.

We or our suppliers may discontinue or make changes in the information, products or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only or, if no date is stated, the date of first posting. We do not undertake any obligation or responsibility to update or amend any information on this website. We reserve the right to terminate any or all website offerings or transmissions without prior notice to you. Furthermore, no distribution or solicitation is made by us to any person to use this website or the information, products or services in jurisdictions where the provision of this website and such information, products or services is prohibited by law.

IIB neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from the use of this website.

RESTRICTED ACCESS

The information on this website has been made available by IIB as a service to its customers and others and is for general information only. Certain jurisdictions may restrict the distribution of the content of (or content of the kind on) this website. This website is not intended for persons located or resident in such jurisdictions. Any person accessing this website has a duty to inform themselves about and observe any such restrictions.

COPYRIGHT AND TRADEMARK NOTICES

The works of authorship contained in this Website, including but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by IIB or one of its subsidiaries. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without the IIB's prior written consent.

"IIB", "International Investment Bank", logo and the slogan symbol are trademarks of IIB. Other featured words or symbols, used to identify the source of products and services, may be the trademarks of their respective owners.

USE

This website is for personal use only. A user may download and temporary store one or more pages of this website for the purpose only of viewing on a personal computer or monitor. Unless the prior written consent of IIB is obtained, it is prohibited to reproduce, permanently store or retransmit of any content of this website. It is strictly prohibited to use this website in any unauthorized way.

NO SOLICTATION OR ADVICE

Except as otherwise specifically agreed in writing or as provided in any other applicable terms (i) nothing on this website is an offer which can be accepted so as to create contractual obligations without further action by IIB; (ii) IIB provides no advice with respect to the use of the website (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of a security, investment or transaction by means of the website); and (iii) the website is not intended as financial advice or as an offer

ENFORCEABILITY AND GOVERNING LAW

In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. The user's access to and use of this Website, and the terms of this disclaimer are governed by the laws of the Kingdom of Bahrain.